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legal

terms of use


This site is operated by Mortgage Brain Limited (registered number 2085187) referred to in these terms and conditions as 'we', 'us' and 'our'. Our registered office is 6, The Courtyard, Buntsford Gate, Buntsford Drive, Bromsgrove, WORCES B60 3DJ. Please also refer to our Privacy Policy. We can be contacted at marketing@mortgage-brain.co.uk from 9:00am to 5:30pm, Monday to Friday.
use of this site


You use this site subject to the following terms and conditions. This site is for use by mortgage intermediaries only. Nothing on this site is intended to be nor should be construed as an offer to enter into a contractual relationship. We cannot guarantee that use of this site will be compatible with all hardware and software which may be used by visitors to the site.
copyright notice


This site contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, software, look, appearance and graphics. It is protected by intellectual property laws including, but not limited to, copyright. All trademarks reproduced in this site, which are not the property of, or licensed to us, are acknowledged on the site. The reproduction, re-distribution, re-publication, or otherwise making available of any material on this site to third parties without our prior written consent is prohibited. Unauthorised use of this site may give rise to a claim for damages and/or be a criminal offence.
software


Any evaluation, trial or other software which is available to download from this site may be restricted in functionality or configured to stop operating after the specified period of time. You may use such software only on the terms and conditions contained in the licence accompanying that software. Software available for downloading on the site is only available to mortgage intermediaries.
liability


Important: We will be under no liability to you whatsoever for any loss or damage you may suffer (however it may arise including our negligence) in connection with your access to or use of this site (including without limitation as a result of any computer virus) or any materials or information on this site except where the loss or damage is:death or personal injury due to our negligence; caused by our fraud; caused by any other matter for which it would be illegal for us to exclude or attempt to exclude our liability.
linking and third party material


This site contains links to other sites. We accept no responsibility or liability for the content of other sites which are not under our strict control. Any link is not intended to be, nor should be construed as, an endorsement of any kind by us of that other site. We do not accept responsibility for the privacy policies or procedures of any sites which are linked to our web site. You may not create a link to this site from another site or document without our prior written consent. Any arrangements made between you and any third party named or referred to on the site are entirely at your sole risk and responsibility.
accuracy of information


The information in this site is given in good faith. It is subject to change without notice. We are not liable for any inaccuracies and make no representation and give no warranty as to its accuracy.
termination


We make the site available to you at our discretion and may terminate your access to the site at any time without notice. For example (but not limited to), we may choose to exercise our right to terminate your access if you are in breach of these terms and conditions [or any software licence terms].
complete agreement


These terms and conditions (including the Privacy Policy and any licence terms contained in any software downloads) contain all the terms which you and we have agreed in relation to the use of the site.
security


We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect on line. We use encryption when collecting or transferring data such as credit card information.
jurisdiction and acceptance of these terms and conditions


This site is controlled and operated by us from our offices in England. The formation, existence, construction, performance, validity in all aspects whatsoever of these terms and conditions or of any term of these terms and conditions or any dispute in relation to the materials contained in this site shall be governed by English law. The English and Welsh courts shall have exclusive jurisdiction to settle any disputes which may arise out of or in connection with these terms and conditions or use of the site. Your continued use of this site indicates your acceptance of these terms and conditions.
other websites


Our site contains links to enable you to visit other web sites of interest. However, once you have used these links to leave our site you should note that we do not have any control over that other web site. Therefore, we cannot be responsible for the protection and privacy of any information which you provide and they are not governed by this privacy policy. You should exercise caution and look at the privacy statement applicable to the web site in question.
privacy policy


You can access this privacy statement via our homepage and from the top of every page. In general, you can visit our site without identifying yourself or revealing any personal information. Once you choose to provide us with any information by which you can be identified, then you can be assured that it will only be used in accordance with this privacy statement. We are registered under the Data Protection Act 1998 and have given all appropriate notifications to the Information Commissioner. We may request and collect the following information: personal information, including name, company, telephone number, fax number and e-mail address prior to receiving evaluation software, buying software and receiving other specific corporate and information materials; and information regarding your personal or professional interests, demographics, experiences with our products, and contact preferences in order to provide you with further correspondence about our products and services. Some pages also use cookies, a data analysis technique which asks permission to be placed on your computer’s hard drive. Once you agree, your browser adds that text in a small file. A cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. It in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You may set your web browser to notify you of cookie placement requests or decline cookies completely. You can delete the files that contain cookies - those files are stored as part of your internet browser. We may request and collect information for the following purposes: internal record keeping; to improve our products and services this may involve using the information in training sessions; to follow up, either by e-mail, phone, fax or mail, as part of our customer care procedures; to periodically send promotional e-mails from us (or on behalf of someone else) about new products, special offers or other information which we think you may find interesting using the e-mail address which you have provided; From time to time, to contact you for market research purposes. We (or an organisation appointed by us) may contact you by e-mail, phone, fax or mail, unless you have registered with the appropriate Preference Service. If you would prefer not to receive marketing information, you may opt out by contacting the "Data Protection Officer" at marketing@mortgage-brain.co.uk; to share within our group of companies for the purposes set out above. We may also disclose your information to our appointed third party agents and suppliers in order to process your order. These third parties will only have access to your information in order for them to perform specific tasks related to your order and they may not use it for any other purposes. We may also pass your information on to financial organisations, credit reference agencies and tracing agencies. We may disclose your information to our professional advisers for the purpose of obtaining professional advice or to other third parties if we have a legal obligation to do so. We may also disclose your information to a purchaser in the event of a sale of the whole or a relevant part of our business. We reserve the right to monitor, review, retain and/or disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request. We may disclose your information to other organisations whose business is the processing of information. We may also pass information on to the media. You have the right to a copy of personal information that we keep about you. Should you wish to do so, please contract the Data Protection Officer at the address above. A small fee is payable, which will not exceed £10. If you believe that any information we are holding on you is incorrect or incomplete, please contract the Data Protection Officer as soon as possible at the above address. We will correct any information found to be incorrect promptly.
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Copyright 2005-2012 © Mortgage Brain. All rights reserved
Mortgage Brain Limited, registered in England and Wales, registered number 2085187,
registered office 6, The Courtyard, Buntsford Gate, Buntsford Drive, Bromsgrove, Worcestershire, B60 3DJ
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